Oxford Investments Holdings Inc.

Address:	1315 Lawrence Ave. East, Suite 520 Toronto, Ontario Canada M3A 3R3
Tel No.:	(416) 510-8351
Fax No.:	(416) 510-2451
Toll Free No.:	1-800-293-4871
Web Site:	www.oxsof.com
Corporate Email:	mike@oxsof.com
Contact Person:	Michael Donaghy
Position:	President

COMPANY DATA

Traded Market:	OTC:BB
Traded Symbol:	OXIHF
Outstanding Shares:	33,000,000
Public Float:	20,000,000
52 Week High:	$ 0.85
52 Week Low:	$ 0.18
Present Price:	Click Here

INTRODUCTION

Oxford Investments Holdings Inc. is now establishing itself as a leading online payment solutions company. The Company is concentrating its business around its proprietary "FocusKard" suite of products. The FocusKard suite provides a comprehensive card payment solution meshed with a user-friendly e-wallet for e-commerce businesses.

Funding of the stored-value card is quick and easy via direct transfer on the Internet from an approved variety of sources. The card can then be used as a substitute for cash, gift certificates, or check payments. A stored-value product such as the FocusKard expands the functionality of electronic banking and introduces new and innovative payment methods to the market, limiting risk exposure for both the consumer and merchant.

The FocusKard platform is showcased by the Company's eWallet solution. This flexible product solution allows for instant Internet transfers of money between consumers and merchants and from merchants to consumers.

This is the beginning of the new vision of the FocusKard products - comprehensive card payment solutions tailored to the requirements of e-commerce businesses. The goal is to continually develop innovative electronic payment products that serve a broad range of markets and are delivered on a stored-value platform technology.

Stored-value is the most rapidly growing segment in the card industry. Its applications include payroll products, gift card products, travel products, insurance products, membership products, student products, and incentive / promotional products.

STRATEGIC ALLIANCE

The Ko Ho Group: a joint venture with the Ko Ho Group of Hong Kong was recently established to expand the market for Oxford's FocusKard suite of payment solutions into China and Southeast Asia. The Ko Ho Group is an investment and management company, specializing in company merger and acquisitions. The President of Ko Ho Group, Mr. Benny Lee has over 25 years of expertise in both credit card and electronic payment systems implementation. Mr. Lee was responsible for establishing the MasterCard brand in the Asian region and has served as a Director of Operations in the Asia-Pacific region for American Express, and also as the President of Western Union Financial Services Asia region.

Oxford Investments Holdings Inc. acquired fifty percent (50%) of the Arden Trading Company Ltd. of China, through Oxford's joint venture partner, the Ko Ho Group. Arden specializes in the operation of customer loyalty program redemptions.
Oxford Investment Holdings Inc. acquired fifty percent (50%) of the Hongxin Insurance Agency of China, through Oxford's joint venture partner the Ko Ho Group. Hongxin is an insurance agency selling insurance policies and financial instruments for most major insurance companies in China since 2004.

PRODUCT IN HAND

FocusKard

(A) Payroll/Prepaid Card

Oxford Payroll Prepaid CardR is an exceptional solution for employers and employees. It is easy to set up, to use and is available for all employees. The Oxford Payroll Prepaid CardR can be used everywhere.

(B) Prepaid Debit Card

Prepaid Debit Card products represent the biggest untapped market for numerous business categories, such as: consumers, merchants, employers, government and insurance. Oxford takes advantages of its leading position in the Canadian prepaid market by providing prepaid cash card programs to customers and its affiliated distributors in a wide range of business sectors, such as: travel, payroll, insurance, tax services, service providers and manufacturing.

This new form of funding, financing and payment solution has the capacity for rapid domestic and international demand. Oxford is prepared to face this demand by implementing strategic and effective control mechanisms to offer a customer service that is second to none. There are multitudes of practical and effective uses of the prepaid card service that Oxford has to offer.

Oxford offers the multi-use prepaid debit card and is available with private labels, such as membership cards, or as a private generic debit card and act as a powerful and flexible payment processing system. Other usages for card include: payroll services, corporate administration/business manager, gift card, travel card and family card.

(C) Cash/Gift Card

The features of the FocusKard Cash Card/Gift Card make it ideal for use as a travel card, an expense card for children and students, or as a method for making safe and secure payments for online purchases.

FocusKard protects itself from fraud by detection of suspicious loading of cards at merchant sites; by tracking cards and numbers from manufacture, to consumer load, to use, via a secure audit process; and by requiring strict guidelines for distributor and merchant handling of the cards. The cards have no monetary value until they are properly activated by the merchant.

FocusKard cash/gift cards are compliant with the requirements of the USA Patriot Act to prevent money laundering using the card.

(D) eWallet

An eWallet acts as an online wallet in combination with an online money transfer service. eWallet holders can deposit funds to their eWallet account, transfer funds to and from eWallet merchants and other eWallet holders, and withdraw funds from their eWallet account.

MANAGEMENT

Oxford Investments Holdings Inc. has a professional management team with experience in different areas.

Michael Donaghy, CEO & President
A solid background in Sales and Customer Service acquired over 18 years has helped Mr. Donaghy to industriously create diverse businesses by turning his visionary ideals into reality. His investment of time and energy in pioneering the business of Internet Website Development has put Oxford Investments Holdings in an enviable position today.

Starting one of the first Internet Service Providers in North America in 1996, he centered his attentions on the emerging global market place. Soon later, it became apparent that demand was increasing for the development, hosting and marketing of corporate websites and Mr. Donaghy followed up by becoming expert in their design. Once established as a Site Designer, he used his well-honed Internet Sales and Marketing skills to delve into the potential of the cyber gaming sector of the Internet, and in 1999 he formed, and was the initial President of CyberGaming Inc. conducting the business of Internet Sub-Licensing, as well as website creation and hosting.

In September 2000, Mr. Donaghy resigned from CyberGaming Inc. the public company, in order to head up the privately owned International Software Company, operated by its officers and employees. In order to make the transition as seamless as possible, as well as to carry on the tradition of excellence, he brought with him his carefully assembled team of experts.

Benny Lee, Vice-President, Corporate Development
Mr. Lee's responsibilities will include developing additional banking and processing clients, Oxford's FocusKard suite of payment solutions and to oversee the business development of Ko Ho Group in Asia primarily on the companies recently acquired in China. At the same time Mr. Lee plans to build up relationships with banks in the region to develop e-commerce acquiring and payment related businesses such as gift card and affinity programs.

Mr. Lee is well known in the Asian payments industry for his over 25 years of expertise in both credit card and electronic payment systems. Mr. Lee was responsible for establishing the MasterCard brand in the Asian region and has served as a Director of Operations in the Asia-Pacific region for American Express, and as the President of Western Union Financial Services Asia region, where he helped expand the company's service into China, with the China Post Office. Subsequently as President of MBf Card International, Mr. Lee set up card centers in Hong Kong, PNG, Fiji, Vietnam and Myanmar and local joint ventures in Taiwan, Thailand and other S.E. Asian countries.

Perry Harris, General Manager, Customer Relations
As a long time entrepreneur, Mr. Harris has an extensive business background and is currently President of two corporations apart from Oxford. Well schooled in both management and operations, he fills an important role on the E Gaming Development Team.

Associated with Michael Donaghy since the inception of CyberGaming Inc., Mr. Harris's experience in the hands-on, day to day management of the Online Casino and Sportsbook has equipped him for his responsibilities in the collection of data as well as the monitoring of both customer and financial databases, not to mention overseeing the Network of Casino Partner Programs which permit maximization of a casino's accessibility and exposure.

In fact, Mr. Harris's in depth knowledge of the functionality of E Gaming software has earned him a well-deserved reputation as a proven performer in the industry and he is certain to make a significant contribution to Oxford's future success.

NEWS UPDATE

On January 7, 2008, Oxford Investments Holdings Inc. announced that Foshan Jiaxun Information Technology Co., Ltd. (Jiaxun) was awarded a RMB 1.72 million contract by the University of Foshan for an information technology project. The contract will yield an estimated profit of RMB 134,000. This contract was made possibly by the recent capital infusion into Jiaxun by Foshan Foshantong Information Technology Co., Ltd., Oxford's joint venture with Wanzhi Electron S&T Co., Ltd. This additional capital enables Jiaxun to aggressively bid on projects. A second contract of RMB 520,000 was awarded by the Foshan Traffic Police Project. This project is similar to the University project and is expected to yield an estimated profit of RMB 50,000.

"We are pleasantly surprised that our investment in Jiaxun is seeing such immediate results," stated Michael Donaghy, President of Oxford Investments Holdings.

On November 26, 2007, Oxford Investments Holdings Inc. announced that its Wanzhi Electron Joint Venture Foshan Foshantong Information Technology Co., Ltd. (Foshantong), through a strategic investment, has acquired controlling interest in Foshan Jiaxun Information Technology Co., Ltd. (Jiaxun). Jiaxun specializes in office equipment sales, service, repair and maintenance. Its service centers provide support for most major electronics manufacturers. Jiaxun also provides systems integration and software implementation services through its consulting practice and the infusion of capital will enable Jiaxun to aggressively bid on more consulting contracts. As a result of the Foshantong investment, Jiaxun has expanded its operations into the consumer sector by opening four office supply retail stores in the districts of Guicheng, Lishui, Luocun and Shishan. These outlets will also provide marketing, sales and support of the Foshantong and Education-One electronic payments card programs administered by Wanzhi.

"The investment into Jiaxun further strengthens our ability to expand and support our payments card and e-commerce initiatives in China. In addition to their technical expertise, Jiaxun will extend our reach to the consumer," said Michael Donaghy, President of Oxford Investments Holdings.